The workers’ compensation program provides financial support for employees who are injured or become sick because of their jobs. Navigating the system and getting the right treatment can be challenging, but the highly experienced team at Capital Orthopaedics & Sports Medicine, can help. They have the skills and specialist facilities to restore fitness after injury, so call one of their branches in Clive, Ankeny, or Indianola, Iowa, to find out more, or book an appointment online.
Workers’ compensation, or “workers’ comp,” as it’s commonly known, is a form of insurance for employees that pays for expenses like medical care if you get sick or injured because of your work.
Funding for the program comes from employers who pay into the program, which is administered by the state. Each state has its own governing body overseeing the program, which in Iowa is the Iowa Division of Workers’ Compensation. They manage all the claims for workers’ comp and sort out disputes between insurers, employers, and workers.
To be eligible to file a workers’ comp claim, you don’t need to prove fault for your injury or illness — the incident, however, must have occurred while you were at work or at another location while you were working.
As soon as possible after you sustain an injury or get sick, you should tell your employer what happened and find a doctor who’s authorized by the Iowa Division of Workers’ Compensation.
If your situation is an emergency, then go to the ER first, but as soon as you’re able, contact an authorized provider like a member of the Capital Orthopaedics & Sports Medicine, PC, team. You may be asked at the ER if your injury was sustained at your workplace or while you were working. If you are asked, you should respond to the questions at the ER, as this helps process your claim more smoothly.
Your employer may be closely involved in the claim process and monitor your recovery. Capital Orthopaedics & Sports Medicine, PC, has a workers’ comp coordinator who works closely with you and your employer. That means you and your boss don’t have to worry about appointments, authorizations, and endless paperwork, as the workers’ comp coordinator oversees everything.
If your claim for workers comp is approved, you need to make sure you engage with your rehabilitation program at Capital Orthopaedics & Sports Medicine, PC.
Your program is tailored to your precise needs and could include a variety of treatments at the onsite physical therapy department. There you’ll be shown how to carry out your exercises, which you should do at home as well.
The best result for you and your employer is that you return to work quickly, in top physical condition and everything back to normal.
Whether you’re an employer or an employee, you can find out more about workers’ compensation services by calling Capital Orthopaedics & Sports Medicine, PC, or you can use the online form to book an appointment.